Freelance Hairdressing Insurance

Tailored Cover. Expert Advice. Personal Advisor. Instant Quotes.

What is Freelance Hairdressing Insurance?

Freelance hairdressing insurance provides a simple cost effective solution for self-employed hair technicians.

Based on core public liability insurance, it also includes cover against claims for treatment risk as standard, which includes claims for use of hair products and dyes.

Public liability insurance for hairdressers provides indemnity for compensation claims and expenses from members of the public as a result of the actions of you or your business.

For example, a client trips over the power lead from your hairdryer and twists their ankle.

Products liability insurance is also included as standard, this is particularly useful if you sell or giveaway any hair products. Should someone suffer injury as a result of using the product they could seek financial compensation for you, which is where products liability cover comes in.

In addition to liability protection you can also include insurance cover for your business equipment including any stock or materials.

Compare Self-Employed Hairdressing Insurance Online

Our Salonsafe team provide insurance cover for freelance or mobile hairdressers right across the UK.

As hair industry experts we recognise that every stylist may have differing requirements and our instant hairdressers public liability online quotation system will compare cover from over 5 of the UK’s leading insurers, helping you find the right level of cover at the right price!

We can cover:

• Self-employed hairdressers working in a salon (renting a chair)

• Freelancer hairdressing professionals working from home

• Mobile hairdressers working from a variety of different locations

All policies include full public liability and treatment risk insurance.



Instant quotations - cover and policy documents in minutes


Receive instant expert advice from our team of Salon Insurance Gurus


Flexible cover and monthly payments - just pay for the sections you need


24 hour claims helpline and personal one-to-one access to your own dedicated insurance Account Manager

What's Covered?

  • Specialist cover for self-employed and freelance hairdresser
  • Includes cover for stylists who “Rent-a-chair”
  • Public Liability Insurance from £1m to £5m
  • Treatment Risk included as standard
  • Business equipment, stock and materials
  • Money and legal expenses options
  • Option to protect your income with personal accident insurance

Why Salon Safe?

  • We compare prices and cover from our panel of leading hair salon insurers
  • Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from hair and beauty insurance specialists
  • 24 hour claims helpline
  • Personal – Digital servicing AND your own dedicated insurance professional


What Is Treatment Risk Cover?

Hair treatment risk cover provides protection against compensation claims for injury or illness as a result of a hair treatment or application you have applied. As a trained hair technician you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for hairdressing professionals.

If I Rent a Chair In a Salon, Do I Need my own Public Liability Cover?

The simple answer is yes. When you rent a chair you are self-employed, most salon policies will exclude cover for self-employed stylists as they are simply trading separately from the salon location.

Fortunately, cover for a public liability for a self-employed hair stylist is relatively inexpensive and it will also allow you the freedom to take on any work away from the salon (for example at a clients home address) as required.

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© Insync Insurance Solutions Ltd 2016 all rights reserved. Salonsafe is a trading style of Insync Insurance Solutions Ltd which is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset, BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | | Term Of Business