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Hair Treatment Risk Cover provides protection against compensation claims for injury or illness as a result of a hair treatment or application you have applied.
As a professional hair studio you have a duty of care to provide safe treatment to your clients. However, accidents can happen. This is why treatment risk cover is essential for hairdressing professionals.
The simple answer is yes. When you rent a chair you are self-employed, most salon policies will exclude cover for self-employed stylists as they are simply trading separately from the salon location.
Fortunately, cover for a public liability for a self-employed hair stylist is relatively inexpensive and it will also allow you the freedom to take on any work away from the salon (for example at a clients home address) as required.
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© Insync Insurance Solutions Ltd 2016 all rights reserved. Salonsafe is a trading style of Insync Insurance Solutions Ltd which is authorised & regulated by the Financial Conduct Authority where our reference number is 766691.Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset, BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk